The total combined amount charged over the 2 separate ACMI installment plans will reflect the original full retail price of the Eligible Product. The value of the Promotion Product (i.e., the value of the Apple Gift Card) will also be charged in a separate second ACMI installment plan for the same number of months as the discounted Eligible Product.

You will be charged one ACMI installment plan for the Eligible Product discounted by the instant credit. Important notice regarding the checkout receipt and monthly statement for Apple Card Monthly Installments (ACMI) purchases with this promotion: A purchase of an Eligible Product made when selecting ACMI (a 0% APR payment option available only in the U.S.) as the payment type at checkout will receive an instant credit equal to the cost of the Promotion Product (Apple Gift Card) deducted from the price of the Eligible Product at the time of purchase. Qualifying purchasers can receive a discount equal to the value of the Promotion Product (depending on their purchase) off the price of the Eligible Product, but will be charged for all items in their cart. *** Offer valid on qualifying purchases of Eligible Products from November 24, 2023, to November 27, 2023, at a Qualifying Location. See (Opens in a new window) for information about upcoming changes to ACMI financing. ACMI financing is subject to change at any time for any reason, including but not limited to, installment term lengths and eligible products. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is not available for purchases made online at special storefronts. Additional iPhone Payments terms are here (Opens in a new window). Additional Apple Card Monthly Installments terms are in the Apple Card Customer Agreement (Opens in a new window). Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. Subject to credit approval and credit limit. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time.

You’ll need to select AT&T, T-Mobile, or Verizon as your carrier when you check out. Available to qualified customers and requires 24-month installment loan when you select Citizens One or Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple. * Pricing for iPhone 15 and iPhone 15 Plus includes a $30 connectivity discount that requires activation with AT&T, T-Mobile, or Verizon.

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